CNO At-a-Glance
Who We Are
About CNO
By the numbers in 2022
3.2 million
We help protect the health, income and retirement needs of our customers with 3.2 million policies.
$2 billion
We paid $2 billion in claims to policyholders.
$33 billion
We have $33 billion in total assets.
3,400
We employ approximately 3,400 full-time associates.
$3.1 billion
We returned $3.1 billion to shareholders over the past 10 years.
8,300
We contract with approximately 4,300 exclusive insurance agents and 4,000 independent partner agents nationwide.
Our mission
Our values
Diversity, equity & inclusion
We embrace diversity, actively pursue equity and foster an inclusive environment.
Integrity
We're honest and ethical, operating within the letter and spirit of the law.
Customer focus
We care deeply about our customers' financial well-being. We work together to meet their needs and deliver on our promises.
Excellence
We strive for excellence in our products, services and business processes. We are passionate about winning in the marketplace.
Teamwork
We work—and win—as a team, exemplifying commitment, participation and collaboration.
NYSE listed

Financial ratings

OUR FINANCIAL RATINGS
Awards and recognition

VIEW ALL AWARDS
Sustainability

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What We Do
For individuals
Now more than ever, middle-income Americans need health, income and retirement solutions. We work with millions of customers each year to offer solutions that meet their needs today and for the life of their retirement.
How we can help:
- Building holistic health and financial security plans before retirement
- Creating an income stream in retirement
- Navigating retirement healthcare
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For businesses
We offer integrated voluntary benefits, benefits administration technology, and benefits education services to businesses, employer groups, associations, and their benefits brokers.
How we can help:
- Helping businesses enhance their year-round benefits programs
- Offering employers voluntary benefits for employees
- Providing industry-leading benefits enrollment technology
- Helping employees make better healthcare decisions
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What our customers are saying
“We’ve been able to enhance our employees’ benefits understanding, allowing them to make the appropriate plan choices based on their family’s needs. This individualized approach has reduced cost and administrative resources.”
"If I hadn't had the insurance policy and the agent's help to fall back on, I don't know what we would have done."
"After one meeting with Ryan, he saved me $400 a year, with better coverage than I was previously getting. ... I plan to work very closely with Ryan as the months and years roll by."
Center for a Secure Retirement

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Our Family of Brands
Bankers Life
Bankers Life offers life and health insurance products, annuities and investments that are designed for Americans who are near or in retirement.
Colonial Penn
Colonial Penn makes buying insurance simple with easy-to-understand, affordable insurance products designed for middle-income retirees.
Washington National
Washington National is a leading provider of supplemental health and life insurance for middle-income Americans in the worksite and individual markets.
Optavise
Optavise is a one-stop-shop for employee benefits programs, offering a combination of products, technology, and expert guidance—all from one company.
PMA USA
PMA USA is a group of extraordinarily successful agents across the nation who bring decades of excellence in marketing, sales and customer service to the voluntary benefits business.
myHealthPolicy.com
myHealthPolicy.com is an online insurance marketplace focused on helping consumers learn about and enroll in health plans such as Medicare Advantage, Medicare Supplement insurance and Prescription Drug plans.
40|86 Advisors
40|86 manages the investment portfolios of CNO's insurance subsidiaries. It specializes in fixed-income portfolio management. As of March 31, 2022, it managed over $35 billion in total assets.
Our Products
Life and health insurance
Annuities
Financial services
Workforce benefits solutions
Working at CNO
Our associates
Our agents
Our locations
What our team is saying

87%
Associates who say CNO is a great place to work
92%
Associates who say when you join the company, you are made to feel welcome
Our benefits
CNO was ranked in the Healthiest 100 Workplaces in America® for providing one of the best workforce health and employee well-being programs in the nation. Our benefits package for associates includes:
- Medical, dental and vision insurance coverage
- 401(k) plan with company match
- Employee stock purchase plan
- Pay-for-performance bonus plan
- Award-winning employee well-being program

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Diversity, Equity & Inclusion
Our DE&I commitment
- Recruitment and selection. Hire, develop and retain diverse talent that reflects the markets we serve.
- Education and awareness. Affirm equality for all individuals and commit to creating an environment of mutual acceptance, understanding and respect.
- Associate development. Cultivate an inclusive culture that leverages the diverse skills, ideas and full capabilities of all associates.

Our partnerships

Business resource groups
Our associate-led Business Resource Groups (BRGs) build a strong, inclusive community at CNO and provide a safe space for discussion, education, idea sharing, and personal and professional development.
- PRISM LGTBQ+ BRG
- Smart Organized United Leaders (S.O.U.L.) African American/Black BRG
- Veterans and Families BRG
- Women's BRG
- L.U.N.A. Latinos Unidos Network for Advancement BRG
- Caregivers and Careers Affinity Group
- Women of Color Affinity Group
- Women's Leadership & Networking Affinity Group

In the Community
Giving back
Our community impact in 2022
$2.6 million
Total community impact value in 2022
10,500
Volunteer hours in 2022
Community partnerships
We are proud of our corporate philanthropy partnerships with the Alzheimer's Association®, American Heart Association®, American Cancer Society® and the African American Alliance of CDFI CEOs (The Alliance).

Team CNO volunteers
Our associate volunteer program, Team CNO, has provided opportunities for associate community engagement for 21 years. In 2022, the value of all our philanthropic efforts was more than $2.6 million in total community impact and our associates volunteered more than 10,500 hours to community service.

CNO Invested in Giving Back ®

CNO Financial Indianapolis Monumental Marathon
