What We Do

Our customers work hard to save for the future, and we help protect their health, income and retirement needs.

Delivering on our promises

Nothing is more important than trust and keeping the promises we make with every product we sell.

10.2 million

Claims processed

$2 billion

Paid out in claims

2.4 million

Calls answered for our customers and their families

As of December 2024

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Making a Sustainable Impact

At CNO, we’re doing our part serve as a force of change in our community. Our commitment to sustainability and environmental, social and governance (ESG) principles is central to our overall business strategy.

$2.7 million

Total community impact value in 2024

6,000

Volunteer hours in 2024

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Our products

With a broad portfolio of products, we’re helping our customers live healthier, more financially secure lives. Our products are designed with the needs of middle-income consumers and employers in mind.

Life and Health Insurance

We help our customers protect their health and financial security with a wide range of life insurance, Medicare Supplement insurance, Medicare Advantage plans, supplemental health insurance and long-term care insurance.

Annuities

Our portfolio includes fixed interest, fixed indexed and immediate annuities tailored for the retirement income needs of middle-income consumers.

Financial Services

Through our wealth management solutions, we offer a variety of investment options, whether a client's goal is retirement, buying a home or passing a legacy on to loved ones.

Workforce Benefits Solutions

As a comprehensive provider of year-round workforce solutions, we offer integrated voluntary benefits, benefits administration technology, benefits advocacy and education services.

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Meet our family of brands

Our family of brands is here to help middle-income customers secure their futures—at home and in the workplace.

Bankers Life offers life and health insurance products, annuities and investments that are designed for Americans who are near or in retirement.

Colonial Penn makes buying insurance simple with easy-to-understand, affordable insurance products designed for middle-income retirees.

Washington National is a leading provider of supplemental health and life insurance for middle-income Americans in the worksite and individual markets.

Optavise is a one-stop-shop for employee benefits programs, offering a combination of products, technology, and expert guidance—all from one company.

PMA USA is a group of agents across the nation who bring decades of excellence in marketing, sales and customer service to the voluntary benefits business.

myHealthPolicy.com is an online insurance marketplace focused on helping consumers learn about and enroll in health plans such as Medicare Advantage plans, Medicare Supplement insurance and Part D prescription drug plans.

40|86 manages the investment portfolios of CNO's insurance subsidiaries. It specializes in fixed-income portfolio management. As of December 31, 2024, it managed nearly $38 billion in total assets.

Working and saving for retirement takes a team. At the Center for a Secure Retirement, we’re providing articles, research insights and comprehensive resources for anyone seeking guidance on planning for a secure retirement. Our retirement insights have been featured in publications such as The Wall Street Journal, Forbes and USA Today.

Our Research

How to Make Sure You Have Enough Life Insurance

Do You Need Supplemental Insurance With Medicare?

Our Research