Our Products
With a broad portfolio of products, we’re helping our customers live healthier, more financially secure lives. Our products are designed with the needs of middle-income consumers and employers in mind.
Life insurance
Life insurance helps plan for the future and provide for loved ones. Benefits can be used to pay for final expenses, leave a legacy for family, replace lost income, and support charitable organizations. Our product portfolio includes term, whole life, universal and juvenile life insurance.
Life insurance
Life insurance helps plan for the future and provide for loved ones. Benefits can be used to pay for final expenses, leave a legacy for family, replace lost income, and support charitable organizations. Our product portfolio includes term, whole life, universal and juvenile life insurance.
Health insurance
Supplemental health insurance
Supplemental health insurance helps pay out-of-pocket costs and complements major medical insurance in the case of injury, disability and critical illness, such as cancer, heart attack and stroke.
Medicare Advantage plans and prescription drug plans
When it comes to health insurance, one size does not fit all. We partner with leading national providers to offer Medicare Advantage plan options and Part D prescription drug plans (PDPs).
Medicare Supplement insurance
For consumers age 65 and older, Medicare Supplement insurance helps pay for healthcare costs not covered by Medicare, such as copayments, coinsurance and deductibles.
Long-term care insurance
Long-term care insurance is designed to help cover ongoing care in a nursing facility, assisted living facility or at home. We also offer short-term care and home care insurance options.
Annuities
Annuities can help consumers accumulate money for retirement with tax-deferred growth and turn retirement savings into a reliable income stream. Our portfolio includes fixed interest, fixed indexed and immediate annuities, including options to create a guaranteed income for life.
Annuities
Annuities can help consumers accumulate money for retirement with tax-deferred growth and turn retirement savings into a reliable income stream. Our portfolio includes fixed interest, fixed indexed and immediate annuities, including options to create a guaranteed income for life.
Financial services
Financial services
Through our wealth management solutions, we offer a variety of investment options, whether a client's goal is retirement, buying a home, or passing a legacy on to loved ones.
Voluntary insurance benefits
Through our portfolio of supplemental health and life insurance products, we enhance employee benefits programs, help companies stay competitive and improve the employee experience.
Accident insurance
Helps cover the out-of-pocket medical expenses incurred due to injuries such as broken bones, burns, lacerations, and more. Benefits can help with inpatient hospital stays, ICU care, transportations, and family lodging during treatment.
Critical illness
Critical illness plans offer more complete protection against the high costs of treatment for common diseases like cancer, heart attack, stroke, and end-stage renal failure. The plan's lump-sum benefit can help support the policyholder and his or her family after a diagnosis.
Hospital indemnity
Hospital indemnity insurance helps pay for hospital and intensive care unit (ICU) stays, and additional medical services such as surgery and treatments.
Disability insurance
When someone's sick or injured, they might not be able to keep working and receiving an income. The weekly benefits of a short-term disability plan help the policyholder pay for ongoing treatment and regular household expenses.
Cancer insurance
Supplemental cancer coverage pays a lump-sum amount when cancer is diagnosed. It pays an additional benefit each day the insured person is hospitalized for treatment. Benefits also help with related transportation and lodging for the insured person and family.
Gap
A gap plan pays benefits to help fill the "gaps" left by major medical plans. Benefit payments can be used toward deductibles, copays, coinsurance and much more.
Life insurance
Pays a cash benefit to the beneficiary to help cover employee's final expenses, debt, and surviving family members' housing and education expenses—available for employee and family members.