Executive Profile


Karen J. DeToro

President, Worksite Division

Karen DeToro was named president, worksite division of CNO Financial Group in January 2024, and is responsible for sales and operations of the company's worksite business. She previously served as CNO's chief actuary from September 2019 to December 2023, leading actuarial, insurance product development and risk management for the company.

Prior to joining CNO, DeToro held executive leadership positions in finance operations, product development, underwriting, strategy and governance at New York Life, including serving as vice president and chief actuary of New York Life Direct.

She was a principal at Deloitte Consulting, where she led its Insurance Enterprise Risk Management (ERM) and Actuarial Transformation initiatives. DeToro also has held actuarial roles at both Allstate Financial and EY.

DeToro received a bachelor's degree in mathematics and English literature from Butler University and a Master of Business Administration (MBA) with a concentration in finance, managerial economics, strategy, and organizational behavior from the Kellogg Graduate School of Management at Northwestern University. She is a Fellow of the Society of Actuaries (FSA), member of the American Academy of Actuaries (MAAA) and executive sponsor of CNO's PRISM LBGTQ+ Business Resource Group.